DEBT CONSULTANT, a professional consulting firm provide you the solutions to improvise your credit records. Whether you are an individual or a business, our experts help you in all the matters related to your credit records. Having years of experience & contacts in various banks and lending institutions, our experts get the extreme details of the credit report. This helps in identifying and analysing the bad spots of the credit history. We get the cleansing of your credit reports with the support of right set of documents as proof. Our vast experience and contacts also helps in any kind of debt negotiation and settlement.
Years of experience
in the financial market
Our Mission, Values and Difference we make
Our mission is to help people in securing the loans they plan for. We understand the pain one has to undergo if the loan is not approved. We thus, help in facilitating the whole process of getting the credit report, identifying the dark spots of the credit history & remedies to clean up those spots with the help of professional advice along with the right set of documents. This is all done at extremely nominal charges.
DEBT CONSULTANT is a consulting team which is always approachable, transparent in dealings and always available to help you overcoming the credit glitches. We are your compass, your navigator, and your partner in securing the loans you plan for.
DEBT CONSULTANT engages each client to ensure all aspects of the service is understood. We promote a culture of account-ability and inclusiveness, which becomes infused into every client relationship.We don’t believe in competition with other companies. We are above all this, as our services & commitment at such nominal charges is simply unmatched.
Some commonly asked questions, please feel free to reach us for further queries.
Credit Information bureau India Limited(CIBIL) collects and maintains your personal information and records of your payments pertaining to loans and credit cards. This information is then used to create credit information report(CIR)and credit scores which are provided to lenders in order to help evaluate and approve/reject loan applications/credit cards
Major factors affecting CIBIL score are following:
Buying a credit report from credit bureaus like CIBIL doesn’t help in understanding the fine nuisances in your report. As there is no reference range defined in the credit report, you can’t be assured of availing an approval for your future loans.
DEBT CONSULTANT has all the answers and solutions. We advise you to reach us well in advance helping you to secure loans planned in future.
“Bad Credit” refers to instances where your credit history records are marked negatively. There could be multiple reasons – records not updated by lending institutions, settlement not closed properly, need for settlement on certain issues and so on.
Our experts have immense experience and contacts in the banks and lending institutions to deal with such cases. Not only our experts will fix these errors, they will also guide you on how to improve your credit score, that will highly enhance your chances of loan getting approved in future.
When you opt for our “Debt Negotiation & Settlement” service, our experts negotiate with the credit card or other loan companies explaining the circumstances for delay in payment in order to reduce the total amount that you owe. This includes reduction or waive off the interest accrued, late payment charges, over limit charges and other finance charges. Based on your situation and circumstances, we negotiate on the amount owed by you .
On other hand, settling your debts yourself may prove very difficult, as banks would rather try to pressurize you for the full payment, as long as they know are dealing with you alone and doesn’t have any professional or legal support.
Depending on how soon you provide your documents, we intend to resolve the cases really quick. This could be anytime between 1 week and 1 month.
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